Prepare for SBI CBO Descriptive Paper 2025 with essay and letter writing formats, top sample topics, writing tips, and PDF download for practice. Boost your writing skills for SBI CBO exam success.
🖋 SBI CBO Descriptive Paper: Essay & Letter Writing Format + Sample Topics
Introduction:
The SBI CBO Descriptive Paper is a crucial part of the selection process, testing your written communication skills, clarity of thought, and command over English. It consists of Essay Writing and Letter Writing, together carrying 50 marks. This blog will guide you through the format, evaluation criteria, important topics, and writing tips, along with sample questions for practice.
🧾 SBI CBO Descriptive Paper – Overview
| Section | No. of Questions | Marks | Duration |
|---|---|---|---|
| Essay Writing | 1 (250 words) | 25 | 30 minutes |
| Letter Writing | 1 | 25 | (Combined) |
| Total | 2 | 50 | 30 minutes |
The test is conducted online immediately after the objective paper.
You’ll have to type the answers using the keyboard.
Essays must be written in around 250 words, while letters must follow a formal/official format.
📚 Essay Writing – Format & Sample Topics
✅ Essay Format:
Introduction – Introduce the topic briefly.
Body Paragraphs – Present facts, arguments, examples, and analysis.
Conclusion – Summarize your views with a forward-looking statement.
🔖 Common Essay Topics for SBI CBO:
Role of Digital Banking in Financial Inclusion
Cybersecurity Challenges in the Banking Sector
The Impact of Inflation on the Common Man
Importance of Financial Literacy in Rural Areas
Use of AI in Modern Banking
Green Banking and Sustainable Finance
Challenges Faced by Public Sector Banks
RBI’s Role in Controlling Inflation
Rise of UPI & Cashless Transactions
Merger of Banks – Pros & Cons
✉️ Letter Writing – Format & Sample Questions
✅ Letter Format (Official):
Sender’s Address
Date
Receiver’s Address
Subject Line
Salutation (e.g., Sir/Madam)
Body of the Letter (3 paragraphs)
Closing (Yours faithfully/obediently)
Name & Designation
📝 Use formal language and maintain clarity and relevance.
🔖 Sample Letter Topics for SBI CBO:
Write a letter to the branch manager requesting an education loan.
Letter to a customer explaining eligibility criteria for a home loan.
Write a letter to the HR department seeking leave for personal reasons.
Letter to a client explaining delay in loan processing.
Complaint letter regarding failed ATM transaction.
Letter to senior management suggesting digital transformation ideas.
Letter to a customer educating them on phishing and cyber fraud.
Letter to your Circle Head reporting branch performance.
🧠 Descriptive Paper Tips
Time Management: Allocate 15 minutes to each section.
Practice Typing: Use online tools to increase your typing speed and accuracy.
Use Simple Language: Avoid jargon and keep sentences clear.
Proofread: Check for grammar/spelling errors before submission.
Stay Updated: Read editorials and banking articles to develop writing depth.
📥 SBI CBO Descriptive Paper PDF
Need a quick reference guide with essay and letter formats, sample topics, and practice sheets?
❓FAQs
Q. Is SBI CBO Descriptive Paper qualifying?
Yes, but marks are also considered for final selection along with interview.
Q. Can I write descriptive answers in Hindi?
No, only English is allowed.
Q. Is there a word limit for essays?
Yes, around 250 words.
Q. Will the letter be formal or informal?
Mostly formal or official letters based on real banking scenarios.
🏁 Final Words
Mastering the SBI CBO Descriptive Paper is key to clearing the exam with confidence. Regular writing practice, knowledge of current banking issues, and strong grammar skills will help you ace this section. Stay consistent, practice daily, and you’ll surely see results.
🧾 SBI CBO Eligibility Criteria 2025 – Age Limit, Experience, Local Language Rule
📄 SBI CBO Previous Year Paper PDF Download – Free with Solutions
🧾 SBI CBO Exam Pattern 2025: Objective, Descriptive & Interview Explained